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F&I Products

Finance & Insurance Products at Ancira Kia – San Antonio, TX

At Ancira Kia, we understand that purchasing your new or pre-owned Kia is only the beginning. Protecting your investment with the right Finance & Insurance (F&I) products helps safeguard your budget, maintain your Kia’s value, and give you peace of mind whether you’re commuting in San Antonio, taking a trip to New Braunfels, or heading out toward Austin or Laredo.

Why Drivers Add Protection at Ancira Kia

  • Shield against sudden repairs – Avoid large, unexpected bills caused by breakdowns, road hazards, or total loss.
  • Protect resale value – Keep your Kia well maintained to boost trade-in and resale opportunities.
  • Drive with confidence – Roadside help, trip interruption, and rental car benefits available.
  • Flexible choices – Coverage options tailored to new, used, lease, and even high-mileage vehicles.
Why Drivers Add Protection at Ancira Kia

Vehicle Service Contracts (VSC) — First Automotive® Standard

Best for: Kia drivers who want mechanical breakdown protection beyond factory warranty coverage.

Available tiers:

  • Powertrain – Covers your Kia’s engine, OEM turbo/supercharger, transmission, transfer case, and front/rear axles, plus seals & gaskets for covered parts.
  • Classic / High-Tech – Adds steering & suspension, braking (ABS), air conditioning/heating, fuel delivery, and modern high-tech electrical systems such as sensors and modules.
  • Elite / Wrap – Nearly bumper-to-bumper coverage, designed to supplement factory coverage and extend confidence long-term.

Optional add-ons:

  • Coverage for autonomous/driver-assist features (radar, ultrasonic sensors, cameras).
  • Protection for lifted/lowered vehicles (within program specifications).
  • Transportation & trip interruption upgrades.

Standard benefits:

  • Roadside assistance (towing, jump starts, lockout help, fuel/oil/water delivery).
  • Rental car/alternate transportation reimbursement.
  • Contract transferability for added resale value.

Our Most Popular F&I Products

Tire & Wheel Protection — Allstate® Tire & Wheel

Best for: Kia SUVs and sedans navigating San Antonio roads, where potholes and debris are common.

What’s covered:

  • Flat tire replacement and repair
  • Wheel repair/replacement for sealing surface damage
  • Mounting, balancing, and valve stems
  • Roadside assistance for flats
  • Rental/alternate transportation reimbursement
  • Trip interruption coverage 100+ miles from home
  • Optional alloy wheel cosmetic repair for scratches and scuffs

Preferred WearCare® Vehicle Service Contract — RoadVantage®

Best for: Everyday Kia drivers who want coverage for wear-and-tear items not included in factory warranties.

Coverage includes:

  • Brake pads and rotors
  • Batteries, belts, and hoses
  • Clutch discs and spark plugs
  • Wheel alignment and wiper blades
  • Headlamps and common electrical items (fuses, bulbs, etc.)

This plan reduces out-of-pocket costs on the parts that naturally wear down with regular driving.

Preferred WearCare Vehicle Service Contract

Guaranteed Asset Protection (GAP) — Allstate® GAP

Guaranteed Asset Protection (GAP) — Allstate® GAP

Best for: Kia finance and lease customers who want protection after a total loss.

How GAP helps:

  • Pays the difference between your insurance payout and loan/lease balance.
  • Reduces or eliminates out-of-pocket costs after theft or accident.
  • Protects your credit and allows you to replace your Kia quickly.

Which Plan Fits You?

  • New Kia EV9, Telluride, or Sorento buyers: Combine Elite/Wrap VSC with Tire & Wheel for maximum confidence.
  • Daily commuters: Add a High-Tech VSC plus WearCare to manage breakdowns and common wear parts.
  • Lease customers (EV6, K5, Niro): Protect yourself with GAP and WearCare to avoid end-of-lease penalties and total-loss risk.
  • Modified Kia SUVs or lifted models: Ask about VSC eligibility for lifted/lowered vehicles.

Why Choose Ancira Kia?

Why Choose Ancira Kia?

  • Award-winning Kia service team: 14 service bays, 6 Master Certified Kia Technicians, Express Lube lanes.
  • OEM Kia parts and accessories to ensure proper fit, performance, and warranty compliance.
  • Convenient hours: Sales (Mon–Thu 8:30 AM–9 PM; Fri–Sat 9 AM–7 PM), Service (Mon–Fri 7 AM–7 PM; Sat 8 AM–3 PM).
  • Trusted local choice: Serving San Antonio, Boerne, New Braunfels, Austin, Laredo, and more.
  • #1 Kia dealership in South Texas for four consecutive years.

FAQs

Q: Can I roll protection into my Kia financing?

A: Yes—most plans can be included in your monthly payment.

Q: Does Tire & Wheel cover cosmetic wheel scrapes?

A: Cosmetic coverage is available as an optional add-on.

Q: Will WearCare replace parts before they’re worn?

A: No. Coverage activates once parts meet replacement criteria.

Q: Does GAP cover aftermarket accessories?

A: No, GAP only covers the loan/lease balance after a total loss.

Ready to Protect Your Kia?

  • Talk with our Finance Department during your purchase to add the right plans.
  • Visit us at 6139 Bandera Rd, San Antonio, TX 78238 to learn more and explore eligibility.

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Disclosures & Product Notes

* These products are administered by First Automotive®, RoadVantage®, and Allstate®. Product availability, covered components, deductibles, and benefits vary by vehicle, VIN, state, and contract. The contract is the only statement of coverage. Read it carefully for exclusions, claim procedures, and cancellation/transfer terms. Products are optional, not required for financing, and may duplicate existing coverage.

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Ancira Kia is located at: 6139 Bandera Rd • San Antonio, TX 78238

Ancira Kia 29.487428658916105, -98.60685574472213.